Xad is an independent editorial project with one goal: making technology, decoded genuinely understandable. We publish clear, jargon-free guides and explainers, written to be useful to real people making real decisions — free to read, with no registration.

Our principles

We sell no financial products, take no commissions, and make no promises of returns or riches. Every article is written originally by our editorial team and is educational in nature. Where rules, rates or figures change over time, we remind readers to verify current details with official sources and, where it matters, a qualified professional.

How we are funded

Xad is supported by advertising, shown in a limited, clearly-marked and reader-friendly way. Ads never influence our editorial judgement, and we keep them out of the way of the reading experience.